Online Google Dictionary

underwrite 中文解釋 wordnet sense Collocation Usage Collins Definition
Verb
/ˈəndə(r)ˌrīt/,/ˌəndə(r)ˈrīt/,
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underwritten, past participle; underwrote, past tense; underwriting, present participle; underwrites, 3rd person singular present;
  1. Sign and accept liability under (an insurance policy), thus guaranteeing payment in case loss or damage occurs

  2. Accept (a liability or risk) in this way

  3. (of a bank or other financial institution) Engage to buy all the unsold shares in (an issue of new securities)

  4. Undertake to finance or otherwise support or guarantee (something)
    • - they were willing to underwrite the construction of a ship
  5. Write (something) below something else, esp. other written matter

  1. guarantee financial support of; "The opera tour was subvented by a bank"
  2. cover: protect by insurance; "The insurance won't cover this"
  3. (Underwritten) Underwriting refers to the process that a large financial service provider (bank, insurer, investment house) uses to assess the eligibility of a customer to receive their products (equity capital, insurance, mortgage, or credit). ...
  4. To write (something) below something else; To subscribe (a document, policy etc.) with one's name; To sign; to put one's name to; Specifically, to assume financial responsibility for something, and guarantee it against failure; To act as an underwriter; To support, lend support to, ...
  5. (underwriting) A systematic process for evaluating risks. It involves evaluating, selecting, classifying and rating each risk, and establishing the standards of coverage and amount of protection to be offered to each acceptable risk.
  6. (Underwriting) Act of approving a loan application. Underwriters are bound by guidelines set forth by Fannie Mae, Freddie Mac, FHA or VA as applicable.
  7. (Underwriting) The decision-making process of granting a loan to a potential homebuyer.
  8. (Underwriting) The review of prospective or renewing cases to determine their risk and their potential costs.
  9. (Underwriting) process of accessing a proposal for to decide on its acceptability and terms.
  10. (Underwriting) The act of reviewing and evaluating prospective insureds for risk assessment and appropriate premium.
  11. (Underwriting) An arrangement by which a company is guaranteed that an issue of shares will raise a given amount of cash. Underwriters undertake to subscribe for any of the issue not taken up by the public. They charge commission for this service.
  12. (Underwriting) A process that evaluates an applicant and their automobile(s) against pre-established criteria for insurability to determine whether the applicant will be rejected or accepted for coverage and whether at standard or modified rates.
  13. (Underwriting) Method by which noncommercial stations seek financial support from commercial sponsors.
  14. (Underwriting) The process of classifying applicants for insurance by identifying such characteristics as age, sex, health, occupation and hobbies. People with similar characteristics are grouped together and are charged a premium based on the group’s level of risk. ...
  15. (Underwriting) The process of evaluating a service applicant’s financial history and credit trustworthiness to determine whether to grant a service account. In some cases, underwriting may also determine an applicant’s financial obligations, such as services pricing.
  16. (Underwriting) Where an insurance company takes into account known facts like your age, sex and health, in order to assess the likelihood of you making a claim on the policy.
  17. (Underwriting) The process whereby the insurance carrier reviews an individual's health status prior to issuance of a policy in order to determine if they are eligible for coverage. ...
  18. (Underwriting) the assessment made by a lender to decide whether to approve a loan application.
  19. (Underwriting) The analysis and matching of risk to an appropriate rate and term.
  20. (Underwriting) Insurance company function that involves researching and evaluating insurance applicants to decide which ones are acceptable to the company as insured’s.
  21. (Underwriting) A lender's technical analysis of a borrower's ability to repay a particular loan.
  22. (Underwriting) Assessment of the risk of enrolling an individual or a group in a health plan.
  23. (Underwriting) the process by which a lender determines whether a potential borrower is creditworthy enough to be granted a loan.
  24. (Underwriting) The purchase for resale of a new issue of securities by an investment dealer or group of dealers who are also known as underwriters. The formal agreements for these transactions are called underwriting agreements.
  25. (Underwriting) The act of applying formal guidelines that provide qualitative and quantitative standards for determining whether or not a loan should be approved.