Online Google Dictionary

refinance 中文解釋 wordnet sense Collocation Usage Collins Definition
Verb
/ˌrēfəˈnans/,/rēˈfīˌnans/,
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refinanced, past participle; refinances, 3rd person singular present; refinancing, present participle; refinanced, past tense;
  1. Finance (something) again, typically with a new loan at a lower rate of interest

  1. renew the financing of
  2. Refinancing refers to the replacement of an existing debt obligation with a debt obligation under different terms. The most common consumer refinancing is for a home mortgage.
  3. (Refinancing) The process of attaining a loan in order to pay off another; this is usually done when the second loan offers better financing terms than the original loan.
  4. (Refinancing) Paying off an existing loan with a new loan.
  5. (REFINANCING) Obtaining a second loan to assist in paying off the first loan.
  6. (Refinancing) Increasing the amount of your current mortgage, at a new interest rate. The term of the new mortgage must be equal to or greater than the term remaining on your current mortgage.
  7. (Refinancing) Switching your loan from one lender to another.
  8. (Refinancing) The process of replacing an older loan with a new mortgage that has better terms
  9. (refinancing) To apply for a new mortgage in order to gain better terms, usually either a lower interest rate or a different principal amount.
  10. (Refinancing) The process by which the terms of the finance put in place at the outset of a PFI contract are later changed through negotiation with the senior lenders, to create refinancing benefits for the shareholders and public sector authority, eg. improved interest rates and repayment terms.
  11. (Refinancing) Rescheduling of payments due. This usually resulting in smaller payments over a longer period of time.
  12. (Refinancing) Negotiating a new loan for real estate; generally done to obtain a lower rate or in the case of a sale, to allow a buyer to be able to purchase a property.
  13. (Refinancing) To replace or extend an existing loan with funds from the same institution or another.
  14. (Refinancing) Paying off one loan by obtaining another. Refinancing is generally done to secure better loan terms (lower interest rate).
  15. (Refinancing) Replacing existing loans with new loans that have different terms.
  16. (Refinancing) This is the practice of taking out a new mortgage to pay off an old one. Refinancing can also be instituted to get a lower interest rate or to fold in a home equity loan into your mortgage.
  17. (Refinancing) Restructuring your home loan to get a lower interest rate or to borrow money from the amount you've already paid on a loan.
  18. (Refinancing) extending the maturity date, or increasing the amount of existing debt, or both.
  19. (Refinancing) Same as refunding. New securities are sold by a company and the money is used to retire existing securities. The object may be to save interest costs, extend the maturity of the loan, or both.
  20. (Refinancing) arranging finance with a different lender usually to obtain better rates or terms
  21. (Refinancing) Securing a new loan in order to pay off the existing mortgage or to gain access to the existing home equity.
  22. (Refinancing) A process wherein you take out one loan to pay off another. This allows you to enjoy better loan terms, such as a lower interest rate or a more stable structure.
  23. (Refinancing) Paying off the existing mortgage and arranging a new one or re-negotiating the terms and conditions of an existing mortgage.
  24. (Refinancing) The process of paying off one loan with the proceeds from a new loan using the same property as security.
  25. (REFINANCING) Revising a payment schedule, usually to reduce monthly payments. A common way to do this is to reduce the interest rate on a mortgage.